A dear friend of mine once shared how overwhelmed she felt by the whole idea of signing up for Medicare. It wasn’t just the process that threw her off, but the emotional weight of it all—feeling like this was a “milestone” that meant she was getting older. Turning 50, 60, and even 65 didn’t …
How many lighthouses do you see? You’ve probably heard the saying, “We plan and God laughs.” Proverbs 16 says it’s human nature to want to plan our future, and I talk a lot about planning because planning is important. But even the most thoughtful, well-considered plans go awry—sometimes t …
People seek out a wealth advisor for many reasons. In the case of a recent new client, a couple had made a substantial investment in something that turned out to be a scam. When the wife first called me, she was distraught, fearing that they would be financially destitute. I could have focu …
Ads for financial products are everywhere these days. We’re constantly being pressured to invest in precious metals, purchase insurance, get the latest and greatest credit card, trade crypto or NFTs, and even add whiskey to our portfolios. Some of the messages are frightening—what if we die …
FIRE stands for Financial Independence, Retire Early. It’s a lifestyle movement of people who commit to a program of extreme savings and investment so they can retire much sooner than they would on a traditional plan. Embracing the FIRE movement includes saving as much as 75 percent of your …
by: Michelle Ogden, CFP®, CRPS®, CKA® Financial literacy is about so much more than money When people talk about financial literacy, they tend to think in terms of money—of income, expenses, budgets, investments, and return on those investments. There’s so much more to financial literacy th …
by: Michelle Ogden, CFP®, CRPS®, CKA® Though you may not be consciously aware of them, your deep-seated beliefs override what you know and influence your actions To understand how your beliefs impact your life, let’s examine the knowing, believing, and doing continuum. You start with knowle …
